1. Information We Collect
We collect personal information you provide directly: Name, Email
Address, Date of Birth, Phone Number, Social Security Number (where
required), financial account details, and employment information. We
also collect device data, IP addresses, and browsing behavior
through cookies and analytics tools.
2. Use of Information
Your data is used to provide requested financial services, process
transactions, maintain regulatory compliance, send transactional
communications, and deliver marketing materials where you have
provided consent. We do not use your data for purposes materially
different from those disclosed.
3. Cookies and Tracking
Essential cookies enable site functionality. Analytics cookies
measure aggregate traffic patterns. Marketing cookies, placed only
with consent, enable personalized advertising. You can manage
preferences through your browser or our consent management tool at
any time.
4. Third-Party Sharing
We share information with custodial banks, insurance carriers,
credit bureaus, regulatory bodies, and technology partners necessary
to service your accounts. We do not sell personal data. All third
parties are contractually bound to data protection standards.
5. Data Security
We employ AES-256 encryption, TLS 1.3, multi-factor authentication,
SOC 2 Type II compliance, biometric authentication options, and
continuous security monitoring. Client assets are held with
SIPC-member custodians providing additional protections.
6. Your Rights
You may request access, correction, portability, or deletion of your
personal data by contacting privacy@topfinancialplanning.com or calling +1
586-283-6416. We respond to all data requests within 30 days as
required by applicable law.
